news online

INDIA THRILLER WIN

2011-01-15T20:32:00.000-08:00

Patel to Parnell, OUT, India have won! What a stunning collapse from South Africa. It was another shortish delivery outside off and he has cut it straight to Yuvraj at point! Parnell can’t believe what he has done. Munaf takes out the final two in this over. Parnell stands there, and bites his helmet strap. Meanwhile. Yuvraj is on a celebratory dash to nowhere. Munaf smiles. Indians mob him. Parnell stands still.

In the absence of Jacques Kallis, South Africa are carrying a long tail and it has cost them today. The critics will bay for blood. They will scream that SA have choked again.CAPTAIN COOL HAS DONE IT AGAIN.

Netherlands 0-1 Spain - Match Report

2010-07-21T00:23:00.000-07:00

Andres Iniesta grabbed a late winner in extra-time as Spain won the World Cup for the first time.

Iniesta struck with four minutes remaining to settle a tetchy encounter which saw English referee Howard Webb brandish a record 12 yellow cards, plus a red for Everton's John Heitinga on a night when Holland shamed the 'Total Football' for which they have been synonymous since the first of what is now three final defeats in 1974.

spainful for germans

2010-07-08T10:37:00.001-07:00

Spain's midfield maestro Xavi is determined to enjoy the World Cup final after his side beat Germany 1-0 on Wednesday night.
Carles Puyol powered Spain into their first FIFA World Cup™ final with a thunderous second-half header to beat Germany.

The Euro 2008 winners dominated possession in Durban but initially struggled to create clear openings against Joachim Low's impressive young side.

Match: Mumbai Indians vs Delhi Daredevils When: Tuesday, April 13, 2010, 4 pm

2010-04-14T00:50:00.000-07:00

Match: Mumbai Indians vs Delhi Daredevils

When: Tuesday, April 13, 2010, 4 pm

Where: Brabourne Stadium, Mumbai

Who won: Mumbai Indians

How: By 39 runs

Man of the match: Kieron Pollard

MVP of the match: Kieron Pollard

What’d he do?: 45* off 13 balls at breakneck speed thwarted any hopes of Delhi restricting Mumbai to a mediocre total. He was also a livewire on the field, effecting two vital run-outs - those of Sehwag and Collingwood.

Turning point: Turning point it was! Collingwood turned around to find himself run-out by some quick wit courtesy Kieron Pollard.

Dot-ball hero: Young and upcoming southpaw Pradeep Sangwan bowled 14 dot balls, testing and teasing the Mumbai Indians’ batsmen.

Captain vs. Captain: Sachin Tendulkar’s contribution with the bat and some meticulous field placing ensured the local boys another victory. Gambhir thought he had the plot, but Pollard had other ideas. The visiting captain was lacklustre with the bat as well

Off-beat moment: Play was held up in the middle of the 19th over, as McDonald’s ball which was hit for six, had to be retrieved from outside the stadium

Innovative shot: Pollard didn’t even have to try hard. He just kept his bat between the stumps, trying to pull off the 'Dilscoop', and the ball flew over fine leg for six!

Longest Hit: 95 metres were traversed, as Pollard smacked it over midwicket and signalled his arrival.

Midazolam Midazolam HCl is a water-soluble benzodiazepine

2009-12-16T22:13:00.000-08:00

Pediatric patients less than 6 months of age are particularly vulnerable to airway obstruction and hypoventilation, therefore titration with small increments to clinical effect and careful monitoring are essential.
Pediatric Patients 6 Months to 5 Years of Age: Initial dose 0.05 to 0.1 mg/kg; total dose up to 0.6 mg/kg may be necessary to reach the desired endpoint but usually does not exceed 6 mg. Prolonged sedation and risk of hypoventilation may be associated with the higher doses.
Pediatric Patients 6 to 12 Years of Age: Initial dose 0.025 to 0.05 mg/kg; total dose up to 0.4 mg/kg may be needed to reach the desired endpoint but usually does not exceed 10 mg. Prolonged sedation and risk of hypoventilation may be associated with the higher dose
Midazolam HCl 1 mg/mL formulation is recommended for sedation/anxiolysis/amnesia for procedures to facilitate slower injection. Both the 1 mg/mL and the 5 mg/mL formulations may be diluted with 0.9% sodium chloride or 5% dextrose in water.Healthy Adults Below the Age of 60: Titrate slowly to the desired effect (of slurred speech). Some patients may respond to as little as 1 mg. No more than 2.5 mg should be given over a period of at least 2 minutes. Wait an additional 2 or more minutes to fully evaluate the sedative effect.
Serious cardiorespiratory adverse events have occurred after administration of midazolam. These have included respiratory depression, airway obstruction, oxygen desaturation, apnea, respiratory arrest and/or cardiac arrest, sometimes resulting in death or permanent neurologic injury. There have also been rare reports of hypotensive episodes requiring treatment during or after diagnostic or surgical manipulations particularly in adult or pediatric patients with hemodynamic instability. Hypotension occurred more frequently in the sedation studies in patients premedicated with a narcotic.Reactions such as agitation, involuntary movements (including tonic/clonic movements and muscle tremor), hyperactivity and combativeness have been reported in both adult and pediatric patients.In most of these cases, the patients also received other central nervous system depressants capable of depressing respiration, especially narcotics

Something good about our life.

2009-11-27T23:58:00.000-08:00

Don’t just have career or academic goals.
Set goals to give you a balanced, successful life.
I use the word balanced before successful. Balanced means ensuring your health, relationships, mental peace are all in good order.
There is no point of getting a promotion on the day of your breakup.
There is no fun in driving a car if your back hurts. Shopping is not enjoyable if your mind is full of tensions.
"Life is one of those races in nursery school where you have to run with a marble in a spoon kept in your mouth.
If the marble falls, there is no point coming first.
Same is with life where health and relationships are the marble.
Your striving is only worth it if there is harmony in your life.
Else, you may achieve the success, but this spark, this feeling of being excited and alive, will start to die. ……………….
One thing about nurturing the spark - don't take life seriously. Life is not meant to be taken seriously, as we are really temporary here. We are like a prepaid card with limited validity. If we are lucky, we may last another 50 years. And 50 years is just 2,500 weekends.
Do we really need to get so worked up? …………….
It's ok, bunk a few classes, scoring low in couple of papers, goof up a few interviews, take leave from work, fall in love, little fights with your spouse.
We are people, not programmed devices........." :)

"Don't be serious, be happy & be sincere."!!

1.tinea corporis n 2.eczema

2009-11-27T23:18:00.000-08:00

eczema n tinea versiclor

2009-11-27T23:07:00.000-08:00

1.2.3.5...tinea vericolor n 4 eczema

The term eczema is broadly applied to a range of persistent skin conditions. These include dryness and recurring skin rashes that are characterized by one or more of these symptoms: redness, skin edema (swelling), itching and dryness, crusting, flaking, blistering, cracking, oozing, or bleeding. Areas of temporary skin discoloration may appear and are sometimes due to healed lesions, although scarring up is rare. In contrast to psoriasis, eczema is often likely to be found on the flexor aspect of joints.

Dermatitis is often treated with corticosteroids. They do not cure eczema, but are highly effective in controlling or suppressing symptoms in most cases.[9] For mild-moderate eczema a weak steroid may be used (e.g. hydrocortisone or desonide), whilst more severe cases require a higher-potency steroid (e.g. clobetasol propionate, fluocinonide). Medium-potency corticosteroids such as clobetasone butyrate (Eumovate), Betamethasone Valerate (Betnovate) or triamcinolone are also available. Generally medical practitioners will prescribe the less potent ones first before trying the more potent ones. In many countries, weak steroids can be purchased 'over the counter' (e.g., hydrocortisone in UK, United States, Germany, Czech Republic, Australia, Iceland), while the more potent ones require a prescription.
[edit] Side effects

Prolonged use of topical corticosteroids is thought to increase the risk of possible side effects, the most common of which is the skin becoming thin and fragile (atrophy).[10] Because of this, if used on the face or other delicate skin, only a low-strength steroid should be used. Additionally, high-strength steroids used over large areas, or under occlusion, may be significantly absorbed into the body, causing hypothalamic-pituitary-adrenal axis suppression (HPA axis suppression).[11] Finally by their immunosuppressive action they can, if used without antibiotics or antifungal drugs, lead to some skin infections (fungal or bacterial). Care must be taken to avoid the eyes, as topical corticosteroids applied to the eye can cause glaucoma [12] or cataracts.

Tinea versicolor, pityriasis versicolor or haole rot[1] is a common skin infection that was widely believed to be caused by the yeast Malassezia furfur[
Generally oval or irregularly-shaped spots of 1/4 to 1 inch (0.6 to 2.5 cm) in diameter, often merging together to form a larger patch

* Topical antifungal medications - containing either 2.5% selenium sulfide (Selsun shampoo in UK, Selsun Blue works for some people but not all because it only contains 1% of sulfur (Nizoral ointment and shampoo) applied to dry skin and washed off after 10 minutes, repeated daily for 2 weeks.[12]. Ciclopirox (Ciclopirox olamine) is an alternative treatment to ketoconazole as it suppresses growth of the yeast Malassezia furfur. Initial results show similar efficacy to ketoconazole with a relative increase in subjective symptom relief due to its inherent anti-inflammatory properties.[13] Other topical antifungal agents such as clotrimazole, miconazole or terbinafine are less widely recommended[citation needed]. Additionally, hydrogen peroxide has been known to lessen symptoms, and on certain occasions, remove the problem.[citation needed] Clotrimazole (1%) is also used combined with selenium sulfide (2.5%) (Candid-TV).
Generally oval or irregularly-shaped spots of 1/4 to 1 inch (0.6 to 2.5 cm) in diameter, often merging together to form a larger patch.These spots commonly affect the back, underarm, upper arm, chest, lower legs, and neck.
* Oral antifungal prescription-only medications include 400 mg of ketoconazole or fluconazole in a single dose, or ketoconazole 200 mg daily for 7 days, or itraconazole[14][15] 400 mg daily for 3–7 days. The single-dose regimens, or pulse therapy regimes, can be made more effective by having the patient exercise 1–2 hours after the dose, to induce sweating. The sweat is allowed to evaporate, and showering is delayed for a day, leaving a film of the medication on the skin. [16]

car rally event in valley of nashik district.

2009-11-11T22:41:00.000-08:00

car rally event in valley of nashik district...

Health tips by Dr.Amey For all

2009-10-12T01:37:00.000-07:00

Health tips by Dr.Amey For all
Here are some simple tips to deal with such occasions
1. EAT REGULAR MEALS
Planning to skip meals earlier in the day because you're intending to attend a party that night is a big mistake. "Saving" calories for later in the day always backfires because deprivation sets you up for losing control and overeating. Eat regular meals, starting with breakfast, and include a little protein at each meal to keep you feeling satisfied
2. HAVE COFFEE FOR DESSERT
It won't work all the time, but on those festive occasions when you are full by dessert-time, opt for a cup of coffee, sweeten it with sugar substitute and consider this dessert
Pile the plate with vegetables, fruits and other low-cal items, then serve two to three-bite mouthfuls of the fattier fare, such as the fried foods,poori bhaji etc. If someone gives you a box of chocolates, pick out two of your favorites and then pass the box around the office until its empty.Remenber 'Tis far better to give than to receive, esp.with high calorie foods
BOOZE CONTROL
Alcoholic beverages pack about 150 to 300 calories per serving. These are calories that are not compensated for by eating less later on, so they are added on top of your total day's calorie load. If you drink even one of these high-calorie beverages every day throughout the holidays, that means a potential gain of four pounds! In addition, alcohol reduces inhibitions, so you tend to eat even more than you would have otherwise. Do cut back on the booze
1. TAKE SMALL PORTIONS
Take small portions, eat slowly (utter at least one sentence between bites), and push back from the table after the first round. You always can go back for seconds if you're still hungry, but you'll be less likely to clean your plate and overeat until stuffed.
You can scrape lots of calories off treats and still enjoy the experience. Scrape the icing off a piece of cake and you save 245 calories. Pizza cleared of cheese saves 100 calories. Avoid the malai in the kofta & save 100 calories If you made these small concessions every day, you'd prevent a five-pound weight gain when you eat out or on occasions
Last, but not least:
1. So you overate last night or you skipped your exercise this morning. Just get back on track, don't use this indiscretion as a reason to blow off your Life program.
2. Health professionals worldwide promote healthy diets and active lifestyle as the best way to control weight. This is the Gold Standard.
3. However, desperate people seek desperate measures. Many programs exploit this desperation and the obsession with weight by promoting some half truths and bogus science.
4. Buying into these programs of fad diets and no exercise many obese and overweight people have lost weight rapidly by exposing their bodies to damage and ill health.
5. Given these quick fix solutions, people are confused, on how to select a good weight control method. Here are some truths.

a. The healthiest way to lose weight is:
Diet,
Exercise and
Behavior modification and
by relying on your body's natural abilities to return to size.
Risky Diets
Many overweight people have accompanying conditions such as high cholesterol, diabetes, high blood pressure [as many as 70% may be unaware].
Losing more than 1 -2 pounds per week through low calorie dieting are at greater risk of developing gallstones that a slower weight loss through balanced diets and exerci
doctoramey.blogspot.com
clinic ,jogeshwari
CMO,holy family hospital,bandra..

cool sms

2009-10-02T07:36:00.000-07:00

Life is 4 living, I Live 4 U.
Songs r 4 singing, I Sing 4 U.
Love is 4 caring, I Care 4 U.
Angels r 4 keeping, Can I keep U…?

A cute thought for those
who believe in friendship.
It’s not necessary 2 share
every secret between true friends
but it’s important that whatever u share is true.

It’s the thing that satisfies
ur mind, body & soul!
Do it on bed, on a sofa,
in the car or anywhere!
It’s called Prayer!
God bless ur naughty mind.

I have liked many but loved very few.
Yet no-one has been as sweet as U.
I would stand and wait in the worlds longest queue.
Just for the pleasure of a moment with U.

I have liked many but loved very few.

Those innocent eyes,
those kissable lips,
a great smile the perfect walk,
smoothest talk, absolute gorgeous,
thats enough about me …
How about you ?

“Miss me” or “Hate me”,
Both are in my favour.

If you miss me,I ‘m always in your heart.
If you hate me,I’ll always be in your mind.

# 6 Comments
Few moments spent with someone
Mar 2, 2008 Author: Lovesms | Filed under: Cool SMS

Life spent with someone for a lifetime may be meaningless,
But a few moments spent with someone who really loves U,
Means more than a life itself!

We r others 4 someone else
Mar 2, 2008 Author: Lovesms | Filed under: Cool SMS

We always feel bad
&
think that good things
happen only to others

But we forget that we
are others for someone else.

Awesome lines

2009-09-24T11:50:00.000-07:00

life facts

2009-09-23T08:24:00.000-07:00

United 4 City 3

2009-09-20T21:31:00.000-07:00

United deservedly won this pulsating derby in the high drama of injury time, but only after fans' nerves had been shredded after let City back into the game three times. The Reds should have had it wrapped up, but with the scores locked at 3-3 after 90 minutes, Michael Owen chose the most opportune time to hit his first Old Trafford goal.

2009-09-17T22:27:00.000-07:00

Life in all its sorrows and happiness, is still beautiful and precious....

Do make the best of it..........Only Cheers....n....smiles are counted.

So u better be prepared to smile at whoever u come across

rooney

2009-09-15T06:46:00.000-07:00

Wayne Rooney
Birthdate: 24 Oct 1985
Birthplace: Croxteth, Liverpool
Position: Striker
Appearances: 244
Goals: 103
Joined United: 31 Aug 2004
United Debut: 28 Sept 2004 v Fenerbahce (H)
International England

Man Utd MY FAVORITE FOOTBALL CLUB

2009-09-15T06:00:00.001-07:00

Man Utd

*

Barclays Premier League Teams
Man Utd

*
1
Edwin Van der Sar
Goal Keeper
*
2
Gary Neville
Defender
*
3
Patrice Evra
Defender
*
4
Owen Hargreaves
Midfielder
*
5
Rio Ferdinand
Defender
*
6
Wes Brown
Defender
*
7
Michael Owen
Striker
*
8
Lee Martin
Midfielder
*
8
Oliveira Anderson
Midfielder
*
9
Dimitar Berbatov
Striker
*
10
Wayne Rooney
Striker
*
11
Ryan Giggs
Midfielder
*
12
Ben Foster
Goal Keeper
*
13
Ji-Sung Park
Midfielder
*
13
Ji-Sung Park
Midfielder
*
14
Zoran Tosic
Midfielder

GO CENA

2009-09-15T05:48:00.000-07:00

John Cena became WWE Champion, adding “Six-Time World Title-Holder” to his already impressive list of accomplishments. Following WWE Breaking Point, it’s clear that once again “The Champ is Here,” but how long will it be before The Viper, Randy Orton, comes slithering back?

GO INDIA

2009-09-15T04:49:00.000-07:00

India's hat-trick of ODI titles in SL

With their triumph in Compaq Cup, India have recorded a hat-trick of titles in Sri Lanka.

By Dr.AMEY

India have become the first visiting team to perform the feat.
India had earlier defeated Sri Lanka in the bilateral series by 3-2 in 2008 and by 4-1 in 2008-09.

India's Compaq Cup win is their third against Sri Lanka in Sri Lanka and the first in eleven years.

Under Mahendra Singh Dhoni's captaincy, India have won the second competition, consisting of more than two teams. India had defeated Australia 2-0 in the best of three finals in the Commonwealth Bank series in February/March last year.

GANPATI BAPPA

2009-08-29T00:56:00.000-07:00

my home LORD GANESH..

more pics

2009-08-22T03:01:00.000-07:00

2009-08-22T02:50:00.001-07:00

12 more swine flu deaths take India's toll to 48 New Delhi, Aug 21 (IANS) Twelve more swine flu deaths were confirmed in India Friday, taking the total number of deaths from the H1N1 virus to 48, the union health ministry said here.

The maximum deaths have been reported from Maharashtra where 27 people have died. The state, which is the worst hit by the virus, recorded six deaths in the last 24 hours.

The country also reported 138 new cases of influenza A (H1N1), taking the total number of infected people across the country to 2,539.

Apart from Maharashtra, two people died in Karnataka, three in Gujarat and one in Tamil Nadu. Eleven deaths have been reported in Karnataka so far.

It is followed by Gujarat where five people have died. In Tamil Nadu and Delhi, the number is two each, and in Kerala one person has fallen victim to the deadly virus.

At a conference of state health ministers in New Delhi Friday, union Health Minister Ghulam Nabi Azad said that 36 deaths had been reported till Thursday.

But he admitted that there has been some confusion about the death toll and the officials are checking the figures with the state governments.

'There is no need to panic as the country has so far managed to control the spread of virus,' he said.

I.R. Perumal, principal secretary of health and family welfare in Karnataka, said the state has recorded 11 deaths from swine flu.

'In our state, there were 211 positive cases reported so far. Of which 11 have died due to late diagnosis,' Perumal told IANS at the sidelines of the state health ministers conference.

'Over 100 of the total cases have been cured and discharged. We are ready to tackle the spread of the virus,' he added.

According to the health ministry, about 13,364 people have been tested so far out of which 2,539 tested positive for Influenza A H1N1.

The 138 new cases were recorded from Mumbai (6), Pune (62), Ahmednagar (1), Nanded (2), Akola (1), Jalna (1), Kolhapur(1), Nasik (3), Nagpur (2), Chennai (10), Delhi (12), Bangalore (19), Bijapur (1), Kolkata (3), Silchar(1), Ernakulam (7), Kota (1), Srinagar (2), Jammu (1), Agra (1) and Raipur (1).

Only three patients, who tested positive, had travel history.

According to the World Health Organisation (WHO), about 182,166 laboratory confirmed cases of H1N1 have ben reported till Aug 13. About 1,799 deaths have been reported worldwide, maximum from Mexico and the US.

wallpapers

2009-08-21T13:40:00.001-07:00

Dil Bole Haddippa! Movie Preview

2009-08-21T13:36:00.000-07:00

Dil Bole Haddippa! Movie Preview

Yash Raj Films' next release DIL BOLE HADIPPA, a romantic comedy set in Punjab, is a celebration of the never say die spirit of India. Here, for the first time, the dynamic duo of Shahid Kapoor and Rani Mukherjee, take you on a hide and seek game of romance, passion and dreams.

Directed by debutant director Anurag Singh and produced by Aditya Chopra DIL BOLE HADIPPA stars Shahid Kapoor, Rani Mukherjee, Anupam Kher along with Rakhi Sawant and Sherlyn Chopra, Dalip Tahil, Vallabh Vyas, Vrajesh Hirjee. DIL BOLE HADIPPA releases worldwide on 18th September 2009.

Synopsis:

Veera (Rani Mukherjee) is a fire-cracker of a girl who lives in a small village but dreams in 70mm. She works in a local theatre group but dreams of playing cricket in the big league. Yes, believe it or not, she wants to play with Tendulkar and Dhoni for India.

While Veera dreams on in India, Rohan (Shahid Kapoor) is an accomplished captain of a county cricket team in England. Rohan returns to India to captain his father's cricket team which has been losing consecutively for the last 8 years.

In a village where girls don't play cricket, Veera has to put on a turban and beard and become a man to fulfill her dreams. Her brilliance on the field earns her a place in Rohan's team and Veera Kaur becomes Veer Pratap Singh.

And then begins a roller-coaster journey of Veera, Rohan and Veer filled with music, romance and comedy through Punjab and beyond.

This tale of turbans, twists and tricks will make your heart go - Hadippa!

Character briefs

Rohan Singh (Shahid Kapoor)

Rohan comes from England but is bowled over by India. With loads of panache and classic wit, he's born to win. Dynamic and debonair, he's one cricket captain whose charisma is hard to resist.

Veera Kaur (Rani Mukherjee)

Veera is all the festivals and colors of India rolled into one. Bold, beautiful, passionate and unpredictable, she knows she has only one life to live all her dreams. The world's her play-ground and she's the champ.

Vikramjit Singh (Anupam Kher)

Vicky is a modern day Indian farmer, whose staple diet is: pure love for his son Rohan, obsession for cricket, boundary-less friendship (with Lucky) and undying patriotism.

Liyaqat Ali Khan (Dalip Tahil)

Lucky hails from Lahore but lives in his friend, Vicky's heart. A livewire, he's the perfect hotline between India and Pakistan.

Shanno Amritsari (Rakhi Sawant)

Shanno Amritsari is the desi bomb babe of the Jigri Yaar Dance Company. A dancing queen, she's a dish who's on everyone's wish list.

Soniya (Sherlyn Chopra)

Soniya, the reigning Miss Chandigarh has her heart set on Rohan. These stylish long legs can conquer any turf they want.

Chamkila (Vrajesh Hirjee)

Chamkila is Veera's loyal friend and Shanno's loyal admirer. He believes he's made for the movies, of the movies and by the movies.

all about swine flu

2009-08-21T13:04:00.000-07:00

Influenza spreads between humans through coughing or sneezing and people touching something with the virus on it and then touching their own nose or mouth.[76] Swine flu cannot be spread by pork products, since the virus is not transmitted through food.[76] The swine flu in humans is most contagious during the first five days of the illness although some people, most commonly children, can remain contagious for up to ten days. Diagnosis can be made by sending a specimen, collected during the first five days for analysis.[77]

Recommendations to prevent spread of the virus among humans include using standard infection control against influenza. This includes frequent washing of hands with soap and water or with alcohol-based hand sanitizers, especially after being out in public.[78] Chance of transmission is also reduced by disinfecting household surfaces, which can be done effectively with a diluted chlorine bleach solution.[79] Although the current trivalent influenza vaccine is unlikely to provide protection against the new 2009 H1N1 strain,[80] vaccines against the new strain are being developed and could be ready as early as June 2009.[81]

Experts agree that hand-washing can help prevent viral infections, including ordinary influenza and the swine flu virus. Influenza can spread in coughs or sneezes, but an increasing body of evidence shows small droplets containing the virus can linger on tabletops, telephones and other surfaces and be transferred via the fingers to the mouth, nose or eyes. Alcohol-based gel or foam hand sanitizers work well to destroy viruses and bacteria. Anyone with flu-like symptoms such as a sudden fever, cough or muscle aches should stay away from work or public transportation and should contact a doctor for advice.

Social distancing is another tactic. It means staying away from other people who might be infected and can include avoiding large gatherings, spreading out a little at work, or perhaps staying home and lying low if an infection is spreading in a community. Public health and other responsible authorities have action plans which may request or require social distancing actions depending on the severity of the outbreak

treatment

If a person becomes sick with swine flu, antiviral drugs can make the illness milder and make the patient feel better faster. They may also prevent serious flu complications. For treatment, antiviral drugs work best if started soon after getting sick (within 2 days of symptoms). Beside antivirals, supportive care at home or in hospital, focuses on controlling fevers, relieving pain and maintaining fluid balance, as well as identifying and treating any secondary infections or other medical problems. The U.S. Centers for Disease Control and Prevention recommends the use of Tamiflu (oseltamivir) or Relenza (zanamivir) for the treatment and/or prevention of infection with swine influenza viruses; however, the majority of people infected with the virus make a full recovery without requiring medical attention or antiviral drugs.[82] The virus isolates in the 2009 outbreak have been found resistant to amantadine and rimantadine.[83]

In the U.S., on April 27, 2009, the Food and Drug Administration (FDA) issued Emergency Use Authorizations to make available Relenza and Tamiflu antiviral drugs to treat the swine influenza virus in cases for which they are currently unapproved. The agency issued these EUAs to allow treatment of patients younger than the current approval allows and to allow the widespread distribution of the drugs, including by non-licensed volunteers.[84]

swine flu awareness

2009-08-21T13:02:00.000-07:00

swine flu awareness is needed, but there is no need to be panicky and join the publicity propaganda carried out by media and others which acts as a vehicle to spread misconception than to spread scientific information.

These are few facts about swine flu when discussed with the leading epidemiologists.

1) Swine flu, that is H1N1 flu is not new, first detected in 1987

2) Infective stage of flu is 5 days, 1 day before and 4 days after onset of symptoms

3) The best way to prevent it spreading is asking patients having symptoms of flu like fever, cough and running nose to take rest at home for 4 days so he does not transmit it

4) Masks are of limited value if any, in this disease, it can spread through droplets on your skin, through contact etc, and I have seen that the masks in Pune are worn as fashion statement, while walking on road today morning I saw people wearing masks coming out for a morning walk with their dogs!, many wearing masks around their necks, and so on, in fact these masks shall act as the vehicles to carry the virus, instead, avoiding crowded places or cinema halls or malls where air conditioners are on, is advisable, because you get recalculated air, where the virus density multiplies

5)Death after H1N1 flu is not common, in fact infections like measles is taking toll of thousands more every year, and we are oblivious of the facts. Swine flu is being blown out of proportion by media trying to create hysteria among lay people.

6) Fever accompanied by respiratory distress, should be immediately notified which is likely to be a complication of H1N1 flu

7)The mortality is less than .01 percent of those affected, that means may be one in 10,000 affected is likely to suffer the life loss.

8) If you remember, 2 years ago SARS was blown out of proportion, what happened? Humans develop immunity to the virus, the same is going to happen, we develop immunity in due course of time, the virus is in the air, you can not stop it, our body is already developing the immunity so nothing to panic.

We need to take care of children and elderly who have less immunity and do not let them go to crowded places that are all.

WE MUST START THIS CAMPAIGN OF NOT TO BE AFRAID OF THIS FLU AND LET YOUR DAILY WORK CONTINUE AS NORMAL, NO MASKS FOR ORDINARY CITIZENS, HEALTH CARE WORKERS OR SPECIFIC EXPOSED TO LOT OF CROWDED ENVIRONMENTS MAY BE BENEFITTED, NOT PROVEN.

I am amazed to hear that people are selling masks of RS 20 each which are available to less than Rupee 1 in the market.

See who is getting benefitted?

Dr.Amey Potnis

How to Evaluate Stocks.....?

2009-08-21T12:43:00.000-07:00

How to Evaluate Stocks.....?
Posted By - DR.AMEY POTNIS
Warren Buffet is considered to be a genius when it comes to stock investment. He recommends an important thing to the investors that the stock (company) you are thinking to buy or invest should have been around for at least ten years. There are a number of factors to be considered befere investing in a stock. This article will help you in understanding such factors.

Techniques to Evaluate Stocks
Following are the things that will guide you in taking an investment decision. They will show you the strength of the financial position of a company. So that it will be easy for you to select a stock and invest in that.
Company History
Dividend
Market Cap
Cash Flow
Price Earnings Ratio (P/E)
Return on Assets & Return on Equity (ROA & ROE)
Financial Leverage
Company History
It is better to invest in companies that have in existence from minimum 10 years. Over the course of a decade, many things can happen to a company. There will be good times and bad times for everything. If a company can survive the bad times for at least ten years then they are more likely to handle future bad times with equivalent skill. So if a company has been around for at least ten years then you can choose these companies to invest. But remember along with this you have to consider other factors also.

Dividend
A dividend is an amount paid out by the company to its existing share holders. Dividends can be paid out at various times of the year, most of the times it seems to be given out on a quarterly basis. These dividends are especially useful for long term investors because your dividends will compound over a period of time.

Market Cap
A market cap is basically how much sales a company will generate in a given year. Invest only in companies with a market cap of a hundred million or more. Anything less than this and the company might go bankrupt if their sales don't pick up.

Subscribe to IndianMoney.com Stock Tips Click Here

Cash Flow
Cash flow generally indicates how much profit the company makes per year. If the company has a good cash flow then they are more likely to avoid bankruptcy. And it is great news for investors. Banks or other similar financial institutions are examples of high cash flow. This is mostly due to these companies accept deposits and offer loans to people. Financial institutions can be great stocks.

Price Earnings ratio (P/E)
P/E stands for Price Earnings Ratio. This generally tells you what people expect from this stock. If the P/E ratio is between 10 and 30 then it is considered a reasonably stable stock. On the other hand, if it is really high then that means people have high expectations on this stock. And if those high expectations are not met then the stock is much more likely to lose investors, which will lead the stock to lose its value drastically, this is something that you don't want to happen. So if the stock has a high P/E ratio just be aware of the possible outcomes. If the stock is above 25 then it is usually considered as high.

Return on Assets & Return on Equity (ROA & ROE)
ROA stands for Return on Assets and ROE stands for Return on Equity. Normally, investors like to see both of these figures going up or staying stable over a period of years. If the ROA or ROE is negative or falling, you should think twice about purchasing that stock.

Financial Leverage
Financial leverage generally tells us how much the company has acquired in debt. You should try to avoid investing in companies that have a financial leverage higher than 5. But again, it is normal for banks and other financial institutions to have a financial leverage ratio more than 5.

Picking stocks is a difficult work. It takes time and patience to learn all of the jargon and other tricks of the trade. But when the day is done, you'll be glad to see that your hard work is paying off.

Make Retirement Planning a GAME!!! Click Here

Instructions for Equity Traders/Investors
Following are the things to be considered by an equity trader before executing the trade. Successful stock trading involves many factors such as selecting a good company, diversifying the portfolio, support of a good broker, etc. If you are lacking any of these factors, it affects your trading very badly. Following are the things to be taken care by an investor before trading or investing.
Know your Risk Tolerance
Invest in the company not in the stock
Know your broker
Reduce your risk by diversifying
Know your risk tolerance
Understanding yourself is very important; you should know your risk tolerance, how much you can afford to invest, how much loss you can suffer, etc. Before investing in any type of stock, know how much risk you are willing and capable to take. In simple terms it means having a look at how much money you can afford to lose.

Invest in the company not in the stock
People normally go behind the stocks without knowing much about the company. Some stocks might perform well in short term without a strong base of business but this growth is not stable. If a company has to perform well in long run it should have a strong and deep rooted business. It is always better to invest in such companies than going behind market trend.

Know your broker
Take time to understand your broker, enquire about his history, past performance, commission charged, etc. Sometimes brokers might have a vested interest in some stocks, including ownership of the stock, in this case they might compel you to buy more stock to raise prices. This could be false inflation of the stock's value therefore making it even more risky.

Reduce your Risk by Diversifying
Reduce your risk in stock investments by diversifying. Purchase good stocks from different industry, this will help you to reduce the investment risk because if one stock fails badly, the other will generate profit this will help you to avoid the overall loss.

There are thousands of stocks in the market to choose from, how do you determine the one that best suits for you? After all, if you pick incorrectly, you could lose all of your hard-earned money. But if you can understand the terms mentioned above then the likelihood of you losing your money will diminish significantly and the chance of making huge profits is more.

my club video

2008-10-23T03:48:00.002-07:00

http://in.youtube.com/watch?v=dmKnRpl-kpc

2008-10-23T03:48:00.001-07:00

http://rapidshare.com/files/156747632/MATOSHRI_GYM.3GP.html

2008-10-03T09:54:00.000-07:00

What started as a local sub prime problem in the US has now snowballed into a major global mess with not only US institutions going down the bankruptcy route but also European institutions following suits. There were also rumors of our very local ICICI Bank’s UK operations being in trouble due to the credit crisis. These excesses and messes have not just paralyzed Wall Street but financial markets across the world.
Is this the end? I bet all of us know the answer to this one. We have seen booms and busts earlier as well and this is not the first time one is witnessing such turmoil. Neither is this the last bust. What is different is the extent and depth of the problem that has left even century old giants biting the dust? Take the case of AIG. What were the executives thinking there? An insurance company is normally supposed to follow prudent risk management techniques. AIG and other institutions have spent millions of dollars on risk management but God only knows what kind of risk management was implemented and practiced. AIG disregarded the very basic tenets of risk and in the end had to be bailed out by the Fed.
The fall of these institutions confirms that not only Human Greed but also Human Stupidity is infinite. There is a big lesson here for investors however big or small they are. Leverage and Greed are nothing but weapons of self & financial destruction. Stay away from Leverage and Greed however enticing the results might be. It will someday lead you to ruin. If you utilize your own funds for investing, chances are that you might never lose money on an equity investment if your choice of investment is good and time horizon is long enough to tide the volatility. Surely your portfolio can go down but you will not be bankrupt by investing in good quality growth oriented businesses. Any equity investment can go down in the short run by as much as 40% but that does not mean you have lost the money. There are certain cardinal rules that one must follow in all types of situations.
1] Understand your priorities and needs. Always have a financial goal in mind. If you cannot set tangible financial goals such as your child’s education, your retirement income or corpus for starting business, you then still need to be very clear about your objectives. It is very important to know yourself and to understand your financial situation completely. Your investment strategy should be based on your financial goals and not on how the market reacts or swings.
2] You must understand your time horizon for the investment very well and only invest long term money in the stock market. Stocks are good long term investments but extremely dangerous short term ones.
3] I strongly urge you to stay away from leverage and debt. Ensure that you have minimal debt and do not borrow to just look rich. Maruti SX4 might say Men are back, but take stock of whether you can really afford the car and more importantly whether you need it over other objectives that you have.
4] In such times no asset class will be able to generate real returns post inflation and taxes (that includes cash). However having cash is better because you can still deploy funds in investments if equities and gold should they do down further.
5] Take stock of your overall asset allocation and your goals. If your equity asset allocation has gone down or you do not have equity investments, start investing in equity in a staggered fashion. People with goals atleast 5-10 years away can look at scaling up their equity allocation as well. Gold has the potential to do well in the next 2-3 years; however it is again a very volatile asset class. So make staggered investments in gold during sharp dips and corrections that we have witnessed in the last several weeks. A return of 12-15% can be expected from gold.
6] Stay away from real estate. Today transactions are down in Mumbai by almost 90% and across the country we have witnessed a huge drop in sales figures. Infact real estate prices are so atrocious that they have to correct by (25-30%). One has already witnessed a 10-15% correction and the patient ones will be rewarded with excellent deals in the next 12-18 months. Majority of the investment population would know that timing the equity market is a very difficult feat to achieve. However timing the real estate market is an absolute must and the key to success if you wish to make any money through it. For the time being, just stay away from real estate.
7] If you are in the lowest or zero tax bracket, park your short term money in short term fixed deposits. If you are in the highest tax bracket, park your funds in a combination of liquid plus funds, short term fixed maturity plans and fixed deposits. Don’t be adventurous with your short term money.
8] Don’t try to recover any short term losses by being aggressive and taking on more risks. Understand the risks and its consequences on your financial situations.
9] Finally admit that you are human and that you can go wrong or have gone wrong. It’s ok to go wrong or commit mistakes. You must learn from these and take corrective measures.
Some silver lining at the end: Every columnist worth his salt likes to quote Warren Buffet. Buffet has been walking his talk for years and has now started buying in this period of turmoil. This certainly does not mean that the markets will not go down from here or that they will immediately bounce back. The actual risk in the equity markets today is much lower than the perceived risk and hence one must not do anything radical. Stay calm and Stay Put.
There is no silver bullet or a direct answer on what should be done in situations like these. It is largely a function of your overall financial situation, financial goals, time horizon, current asset allocation, risk behavior and the investment strategy that you have to chalk out.

torres

2008-06-29T23:39:00.000-07:00

spain win euro

2008-06-29T23:36:00.000-07:00

After 30 games of largely breathless, unpredictable and exciting football, it was almost a question of expecting the unexpected in the final of UEFA EURO 2008™. Only this time, for once, there was no late twist, no sudden turn. Spain had waited 44 years to get their hands on a trophy and once Fernando Torres had fired them in front against Germany after 33 minutes there was no way they were relaxing their grip.

spain vs russia goals download

2008-06-27T23:59:00.000-07:00

First Goal for Spain by Xavi 51Click Here for VideoSecond Goal Spain by Guiza 73Click Here for VideoThird Goal Spain by D.Silva 82 73Click Here for Video

2008-06-25T21:17:00.000-07:00

Full-back Sabri's right-wing surge went unrewarded, then Uğur warmed Lehmann's hands as Turkey continued to attack through clever use of the flanks. However, it was a long cross from a deeper position from Lahm that looked to have decided the match, goalkeeper Rüştü Reçber failing to reach a ball that Klose headed into the unguarded net. Turkey had redefined the term plucky underdog with last-gasp goals against Switzerland, Czech Republic and Croatia and duly came again. Sabri was the source, his cross being turned in at the near post by Semih. Extra time loomed, but that was discounting the one-two between Hitzlsperger and Lahm that provided the knockout punch.

2008-06-25T21:08:00.000-07:00

Germany defender Philipp Lahm described his winning goal in the UEFA EURO 2008™ semi-final against Turkey as "the most important of my career.A 90th-minute strike from Philipp Lahm sent Germany into the UEFA EURO 2008™ final and ended the march of a brave Turkey side who were unable to summon one last dramatic equaliser

2008-06-25T21:06:00.001-07:00

football video

2008-06-25T20:43:00.000-07:00

http://www.mediafire.com/?pysuxzlyydl

Germany [3 - 2] Turkey22' [0 - 1] U. Boral > Boral 0-1 /Rapidshare26' [1 - 1] B. Schweinsteiger > Schweinsteiger 1-1 /Rapidshare79' [2 - 1] M. Klose > Klose 2-1 /Rapidshare86' [2 - 2] S. Senturk > Semih 2-2 /Rapidshare90' [3 - 2] P. Lahm > Lahm 3-2

football wallpapers

2008-06-20T01:43:00.001-07:00

http://www.football-wallpapers.com/cristiano-ronaldo-wallpaper-4/

2008-06-20T01:31:00.000-07:00

http://www.mediafire.com/?5f2immb0yeb
Germany 3-2 Portugal Schweinsteiger Klose Nuno Gomes Ballack Postiga Highlight Goal Videos Euro 2008
http://www.mediafire.com/?ytpmvd1mbjv

Common mistakes committed in the equity market

2008-05-21T23:40:00.000-07:00

Throughout your investing career, it is likely that you will be guilty of committing a lot of mistakes. There is no one today who has not committed costly financial mistakes including the legendary Warren Buffet. However it is the ability to recognize and learn from your mistakes that will determine whether you are able to achieve your investment objectives. It is thus paramount to commit as few mistakes as possible. Failure is often the best teacher provided you allow yourself to be taught.
The last three months have exposed investors to several such mistakes. Here we highlight eight of the common ones.
Relying on tips and hearsay is the first and most common mistake committed by most investors.
Expecting Big Gains fast. Very few people have the mindset and patience required to invest in equity. A common expectation is to make big gains quickly. There is no focus on the risk the investment exposes your portfolio to. A classic example of recent times was the Power sector. Any stock that had the name ‘Power’ in it was considered sacrosanct. People did not even care about risk involved in taking exposure to such stocks. Instant gratification is injurious to your wealth.
Leverage in equity markets can have disastrous consequences not just on your financial health but on your physical health.
It’s not easy to always make money in equities and there could be periods of negative returns. Though over time, returns can even out, in the short run there could be sizeable downside. So don’t be surprised by it. Understand, expect corrections and be realistic.
Have reasonable expectations from equity. As an asset class equity should technically deliver returns in line with corporate earnings. However we do not invest in a utopian stock market but a market that drives on hope, greed and fear. Hence you are bound to see eras of excesses and exuberance and those of pessimism.
It’s all easy to know ‘Buy low and sell high’, but majority of people would end up doing exactly the opposite. Most investment banks, brokerages, hedge funds, FIIs, domestic investors, gurus and analysts are super confident in a bullish market when highs are torn apart every other day. Things suddenly change for them when the market corrects and no one is ready to put even their thumb in the market. Learn to embrace market sell offs. People who could not earlier invest had an excellent opportunity to invest at 14000 to 15000 levels but I do not know too many people who had the gut to really invest.
When the market corrects, do not put all your eggs immediately. Corrections that happen after very sharp rallies tend to extend themselves over a few months. One of the strategies that can be adopted is to invest in a staggered fashion. You should start investing if the market has corrected by more than 15-20% and go higher when it crosses 30-35%. There is no way to know what the bottom could be and I don’t know how people come up with their holy predictions on how lower can the index go. When the going is bad, all one hears is bad news and it’s very important to grow beyond these daily projections. Investing is certainly not a poker game and you would be harming your economic interests by following what a bunch of unknown people are doing.
Don’t keep looking at your portfolio because things are not going to change even if you see it many times. A quarterly or semi annual review should be good enough for most people. Looking daily is harmful to your overall thought process and can urge you to take emotional decisions whether on the way up or way down.
This is the time to take stock of what you actually have. The first step is to understand the various investments in your portfolio and how they fit within the overall scheme of things. Most people would like to see their investments grow right from day one. For a long term investor, it should not matter if prices do not rise right away. Infact if investment values indeed go down, you should be happy to see your buying happening at lower levels. Eventually when the market recovers, you are bound to get much higher returns because of these inefficiencies in a turbulent market. The only time your stock prices should be up is when you need to sell.
Currently one sees lower volumes in the market due to fear and several other factors. The increase in STT (securities transaction tax) and short term capital gains tax also has had some impact on volumes. There is a lack of clarity on the direction of the market. However just because this is the case, there is no need to change your investment strategy. Continue to buy in a staggered fashion and just stay put if you already have.

2008-05-21T23:21:00.001-07:00

United strike gold in Moscow

United hit new heights

2008-05-21T23:16:00.000-07:00

United hit new heights
Edwin van der Sar's penalty save wins Manchester United FC the European Cup.

Sir Alex Ferguson's team had prevailed 3-0 on penalties in the FA Community Shield on 5 August after a 1-1 draw but the prospect of a repeat looked distant when Cristiano Ronaldo headed them into a deserved 26th-minute lead. Chelsea equalised 19 minutes later through Frank Lampard, however, and they appeared more likely winners thereafter, Didier Drogba and Lampard both striking the woodwork.
DreamlandDespite Drogba's dismissal for slapping Nemanja Vidić deep into extra time, the ten men had the ultimate prize within reach after Petr Čech's save from Ronaldo's penalty but John Terry fired wide at 4-4 when his kick would have clinched victory. Three conversions later, Van der Sar outwitted Anelka and United were in dreamland. Ronaldo delightGiven this final featured the best two defences in the Premier League it was perhaps little surprise both sides began cautiously. Owen Hargreaves, making a lively start down United's right, gave an early test to Ashley Cole - fully recovered from an ankle injury suffered in training on Tuesday - by delivering two dangerous balls into the area and almost getting on the end of Ronaldo's left-wing centre. From the Portuguese international's second significant contribution, United were ahead. Wes Brown played a one-two with Paul Scholes on the right touchline and cut inside to deliver a deep cross to the far post, where Ronaldo peeled away from Michael Essien to nod his first goal against Chelsea, netting just inside Čech's right-hand post.
Tempo risingMichael Ballack drove over from the edge of the box as Chelsea sought an instant response, but at the half-hour Avram Grant's men had managed just 38 per cent of possession. For all that, United's lead might have disappeared but for the reflexes of the 37-year-old Van der Sar, the Dutchman making an instinctive save at point-blank range to keep out Rio Ferdinand's inadvertent header under pressure from Ballack. The tempo was rising and within seconds, Chelsea could have fallen two behind at the other end. Wayne Rooney's fabulous long pass launched a counterattack from which Čech made stops to deny first Carlos Tévez's header then Michael Carrick's follow-up shot. Lampard levellerTévez next passed up another presentable opening from Rooney's low right-wing centre and Chelsea took advantage of this profligacy on the stroke of half-time. Lampard reacted quickest to slip the ball beyond Van der Sar after Essien's speculative long-range effort had struck both Vidić and Ferdinand. Having got back into the game, Chelsea were eager to build on their equaliser and might have been in front within ten minutes of the restart. Florent Malouda sent Essien away down the right and the Ghanaian turned away from two defenders on the edge of the area, only to direct a left-foot attempt too high. Ballack then sliced wide as the United defence parted invitingly.
Drogba deniedBefore kick-off, the United end of the ground had displayed a series of cards spelling out one simple message: Believe. With Ballack and midfield partner Lampard growing in influence, however, that conviction now seemed exclusively Chelsea's and they came closer than ever to a second goal with 12 minutes left when Drogba, out of nothing, curled a shot from 25 metres beyond Van der Sar but off the goalkeeper's left-hand upright. Ryan Giggs came on after 87 minutes to make a record-breaking 759th United appearance, yet with tension setting in neither side were willing to risk defeat and commit men forward. Overtime tensionStill, Chelsea continued to look more enterprising and early in extra time they rattled the woodwork again as Ashley Cole and Ballack set up Lampard for an improvised shot that came back off the bar with Van der Sar beaten. Terry then blocked Giggs's goalbound strike after Patrice Evra's low centre had taken Čech out of the game. The ebb and flow of attacks continued, with the only advantage gained being United's after Drogba was dismissed for raising a hand to Vidić. That seemed not to matter when Ronaldo missed United's third kick of the shoot-out, but Chelsea's moment passed with Terry's slip and Van der Sar's subsequent glory-grabbing save.

about me

2008-05-20T02:39:00.000-07:00

hi this is Dr.Amey Potnis.i am MBBS.This is my blog and it is about the two things m interested sensex and sports.Would like to share my blog.

Seven ways to survive a Stock Market Correction!

2008-03-13T01:49:00.000-07:00

Global markets all have corrected lately. Irrespective of which market you are investing in, you would have been affected by the recent volatility. You could be an investor in America, India, China, Korea or anywhere else in the world- your situation would be pretty much the same. Many of you who are new investors might have entered panic mode, where you are unable to relax and have lots of stress and depression. I understand how it must be for somebody who just started investing in either stocks or mutual funds two months ago to see a notional loss of 30% or more now.

remember the first time several years ago when I witnessed a stock market correction, my portfolio was down by over 50% and I too had entered panic mode. But thankfully after reading books on investing and listening to more experienced investors, I decided not to panic and hold my quality stocks. I am a much happier person today thanks to that decision.

. Stop Listening To Analysts
Most analysts in the media instead of providing you with a solution will just confuse you. Somebody will say everything is doomed while others will say things are great in the long term. Forget listening to analysts- most of them won’t be of any help. The reason people listen to analysts is because they are looking for peace and hope. Trust me you will get none of that by listening to somebody else. Peace and hope are all within you.

2. Stop Staring At Your Portfolio Every Thirty Minutes
Another mistake people make is that they get up every morning and wait for the markets to open. Once markets open they start staring at their stock prices. A fall makes you feel worse and small rise makes you feel a little better. This won’t help either. Instead keep track of the fundamentals of your company every time the results are out. If your company is profitable and growing - be happy. If it isn’t, find out if you need to exit. The stock price will catch up in the near future if business is growing. Do you stare at your money kept in a bank FD everyday? Most probably not. Use the same principle when you invest in stocks or mutual funds.

. Be Patient
Many of you might not have a lot of cash to buy cheap now; however please be patient with whatever you have bought. Even the youngest billionaire on Earth today is 23 years old. It took him 23 years to be a billionaire and he didn’t do it in few days or weeks. The youngest billionaire probably in history is 23-year-old Mark Zuckerberg - the founder of the social networking site-Facebook.

Speak To Actual Investors With Experience
Instead of interacting with analysts or your broker, speak with people who are actual investors and who have been in the market for longer periods of time than you. They will tell you how they have survived various stock market corrections and what has made them richer. Read and learn more about people who have actually created wealth and sustained it over a long period of time.

. Stop Following Crazy Tips
Please for heaven’s sake stop following ‘hot’ tips which promise to make you a millionaire in a matter of months. Maybe the ‘hot’ tip is only meant for billionaires who would end up as millionaires in case they do follow the tip. If it seems to good to be true, it is probably just a scam, which hopes to take money away from retail investors and put them in the hands of greedy manipulators. Similarly stop following rumours about how fundamentally strong companies are going to be shut down and go bankrupt in the next few months. Use your own head and trust yourself.
6. Understand Market Cycles

Every asset class has a cycle. Stock markets, mutual funds, real estate all move in cycles. Please realize that nothing can keep going up forever in a single direction. There will be phases when prices will come down and again move up. If you go back into history you will see several instances when stock prices came down, however over a period of time quality companies always reward investors. Understand market cycles, and don’t become a slave to them.

7. Follow The Guru
Today the richest man on earth, Warren Buffett, is an investor who has created wealth because he has stayed away from what everybody else is doing and has simply invested in quality companies for the long term. He invested in Gillette, for the simple reason that he believed that men won’t stop shaving. It makes sense to follow, as I call him, “The Guru” and think long term and remember people who create wealth do things that others don’t.
I’m sure if you follow the simple techniques above you will be a much happier and a calmer investor. Investing is about controlling your emotions and being disciplined about what you do.
Happy Wealth Creation!

2008-03-05T23:30:00.001-08:00

When Team India celebrated with gustoMarch 5, 2008The celebrations were not just limited to the 11 who played on Tuesday.Ishant Sharma, the teen pace sensation who made life miserable for top Aussie batsmen throughout the tour but was unlucky to miss out on the second final because of a finger injury, came sprinting down to the field to join his mates.And as the Australian dressing room slipped into despair, having lost the series for the second successive time that too after topping the table in the league stage, the Indian support staff members erupted in jubilation. And while seniors like Sachin Tendulkar scurried for cover, the young brigade soaked in the moment of glory.

Sachin helps India clinch series in Gwalior

2007-11-16T23:33:00.000-08:00

Gwalior: On a day that marked his Test debut 18 years ago against Pakistan, Sachin Tendulkar guided India to a convincing six-wicket victory over the arch-rivals in the fourth ODI of the Indian Oil Cup here on Thursday.
The win at the Captain Roop Singh stadium helped India wrap up the five-match series with an outing still to go, their first One-Day series win at home in 24 years. Chasing 256, India raked in the required runs in 46.3 overs to give the home side an invincible 3-1 lead.
Tendulkar sealed the win for India with a masterful 97, but failed yet again to break a recent jinx that saw him being dismissed in the 90s for the sixth time this year and the second time in the series.
After the Tendulkar rampage, Mahendra Dhoni and Yuvraj Singh closed the game with an unbroken 101-run partnership.
Yuvraj was at his authoritative best and continued his outstanding run with the bat. He scored a breezy 53 comprising four boundaries and a six while skipper Dhoni eased his way to a run-a-ball 45 which included three boundaries and one six.
India got off to a speedy start as Tendulkar took centre-stage, smashing the Pakistan bowlers to all corners of the ground. The fall of two quick wickets at the other end - that of Sourav Ganguly (five) and Gautam Gambhir (three) - did not deter the little master from bringing out some quality shots from his artillery, getting to his 87th ODI fifty off only 48 deliveries.
A 107-run stand for the third wicket between Tendulkar and comeback man Virender Sehwag put the visitors out of the game. The duo was merciless on the Pakistan bowling, which lacked its usual sting. Sehwag, who looked good for another ODI fifty, was run out for 43.
After sending back Tendulkar for 99 a week ago in Mohali, Umar Gul proved to be his nemesis yet again as the pace-man uprooted the little master's off stump. His sparkling innings included 16 exquisite boundaries.
Earlier, a classy unbeaten 99 by Mohammad Yousuf guided Pakistan to 255-6.
Yousuf, playing the anchor for Pakistan, held the innings together and paced his innings to perfection. After some aggressive running in the middle overs, Yousuf put the long handle to good use, bludgeoning some meaty blows at the death.

RBI hikes CRR to 7.5%; other key rates unchanged

2007-10-30T00:16:00.000-07:00

The RBI Governor, YV Reddy announced the credit policy in Mumbai today.
RBI has hiked the CRR by 50 bps to to 7.5% from 5%. However, the other key rates including the repo and reverse repo rates have remained unchanged.
The RBI's has raised the cash reserve ratio given the persistent rise in capital flows, but has otherwise left other policy rates unchanged. The central bank's main message is that the economy is in fine shape – agriculture is above trend, industry and services may slacken just a bit. So the GDP target remains at 8.5% and inflation at 5%

crr is cash reserve ratio...rbi "takes away" a certain amount of capital reserve from the banks....which means the banks will now have 0.5% cash less to work with.

Investor Tips

2007-10-25T06:09:00.000-07:00

Investor Tips : Do not invest all your savings in the share market. As long as general economy is strong one should not panic if the market falls. Try to accumulate more if the share belongs to a good company and wait for the market to rise. Never invest everything on one company or one sector. Distribute your investments on good sectors and on different companies. Never buy shares of very lowly priced shares unless there is a positive news about it. Never buy a share which is near 52weeks high as at any time it may fall.

relax and be rich

2007-10-25T04:42:00.000-07:00

A year back, a friend of mine sold some ancestral property and hit the jackpot. She asked me to help her invest it in stocks.Being totally new to the stock market, she thought she would need to watch a business channel throughout the day, and carry a laptop, so that she could trade all the time!

Now here's the surprise bit. I didn’t allow her to do any of that, and told her to pursue a hobby, take a holiday, meet her family, start a business, or do just about anything -- except trade. Invest and waitI strongly believe that investments aren’t meant to keep you busy; they are meant to make you rich.

She took my advice and invested her money in a few companies that had strong fundamentals and a visible growth. I wanted her to stop worrying about fluctuating prices every day. It was better to let her indulge in other things than get paranoid at every move in the market. This would help her stay invested for a longer time and let the money grow along with the invested company. By doing nothing, her investments fetched around 95% returns in a single year itself. Within a span of seven years she will surely be much richer than what she is today.Get rich, not busyBy doing nothing, she saved time and also the cost involved in the form of brokerage. This helped her stay put despite the temporary falls in stock prices. She did not fret when her stocks fell by 10%, nor was she greedy when it rose by 30%.

All this can be achieved only if she doesn’t do anything, and avoids constantly buying and selling her shares. Many people make the mistake of looking at stock prices every 30 minutes. And with the slightest rise of 10% they begin to sell and panic with even a fall of 5%. These people won’t get rich. They will just be busy.

Relax like Warren BuffetInvestments in the stock market are like seeds. They will grow into trees only if you give them time. If you keep removing your seed and changing soils every other day, your seed will remain a seed.

Don’t get carried away by brokers and people telling you about ‘smart’ trading constantly. A large part of your money should be invested and not touched. One of the world’s richest investors Warren Buffet doesn’t care if the stock markets were to be closed for the next year, because daily stock prices don’t influence his investment in any way.

If you want to be rich, just stick to a fundamentally strong company which has growth potential ahead, and then, do nothing.

Now I don't want husbands, wives, teachers, parents, children or your boss suing me for telling people to do nothing. So, here's my disclaimer: My advice about nothing refers very specifically to your investments and not other areas of life!

........................Yogesh Chabria, an investor and trader, runs GSIFS.com. He is also an author & educator and is presently working on a book on success, happiness and motivation

AC Milan 4-1 Shaktar Donetsk: Four star display

2007-10-25T03:10:00.000-07:00

MILAN (AFP) - Doubles from Alberto Gilardino and Clarence Seedorf helped ease the sense of crisis enveloping AC Milan as the European titleholders beat Shakhtar Donetsk 4-1 in the Champions League here on Wednesday.
This was only Milan's second home victory this season in any competition and it lifted them up from third to head Group D on goal difference from Shakhtar.
One familar name missing from the AC Milan teamsheet was Dida, the Brazilian international goalkeeper who was handed a two match ban for his theatrical collapse after a brush with a spectator in their 2-1 loss to Celtic at Hampden Park.
Australian Zeljko Kalac replaced Dida for this must win game if Milan were to put the wheels back on their Champions League defence bid.
Italian World Cup winner Gilardino gave the unsettled San Siro fans the perfect start, heading in Andrea Pirlo's sixth minute corner to the far post.
Kaka, favourite in most quarters to be named FIFA's World footballer Of The Year, had an effort saved by Andriy Pyatov keeping goal for Shakhtar, but two minutes later Gilardino had put AC Milan further ahead.
This time it was the turn of Seedorf to fill the role of provider, sending the ball in from the left for Gilardino to head in to leave Shakhtar with an uphill task of taking anything out of the game.
Shakhtar manager Mircea Lucescu then made the first substitution in defence, bringing on Tomas Hubschman for Alexandr Kucher.
The Ukrainian visitors came out for the second half in feisty mood and in the 51st minute they were rewarded by the quick thinking of striker Cristiano Lucarelli, back in Italy for the first time since leaving Serie A side Livorno in the summer.
Kalac, proving an able replacement to Dida, was up to saving Brandao's shot after a fluffed clearance from Milan defender Massimo Oddo but the ball was deflected into the path of Lucarelli who volleyed into an empty net.
But Seedorf then extinguished Shakhtar's hopes of drawing level when killing off the tie with his own double in the 63rd and 69th minutes.
His first goal, a pinpoint left-footed volley, came off a corner from Pirlo and the second, a fine 45-metre volley after a spineless Kalac punch.

Champions League Wednesday: Woe for former British European champions

2007-10-25T02:59:00.000-07:00

Two former British European Cup winners Liverpool and Celtic suffered another blow to staying in the competition after both lost in the latest round of Champions League matches on Wednesday.
Liverpool have just a point after three matches having gone down 2-1 to Besiktas in Istanbul - the scene of their epic win in 2005 over AC Milan - while Celtic have three points following a 1-0 reverse away to Benfica.

Reliance Power IPO

2007-10-24T01:28:00.000-07:00

Reliance Power IPo - ANIL clarifies the Court order
Even as the red herring draft prospectus of the Rs 11,000 crore Reliance Power touted to be the biggest IPO in the country is still being vetted by the Securities and Exchange Board of India, the document has raised the hackles within certain sections that are purportedly against the two-year-old Reliance ADA group led by Anil Ambani.

October 23, 2007 bullish market

2007-10-24T01:14:00.000-07:00

Market rose by 878 points
After SEBI's explanation about the doubts on P-NOTES to FII market touched single day high ,Media reports in mid-afternoon trade that the Sebi has cleared proposals allowing FII to invest on Indian Bourses helped the index to gallop again on the end of the session. The minimum networth criteria for a FII who intends to invest directly is set at $50 million, says CNBC.
BSE 30-share Sensex posted its biggest ever-single day point gain of 878.85 points, or 4.90%, . It opened 296.31 points higher at 17,910.30 and kept on increasing . It struck an intra-day high of 18,542.41 in late trade. The Sensex’s previous biggest single day point gain was 788.85 on october 9th i think.Nifty was up 288.30 points, or 5.56%, to 5,472.30, as per provisional close.
Reliance industries which had shown a very good result but was down for some time was in strong demand.RIL has reportedly decided to hive off Reliance Fresh into a separate company, Ranger Farm, for single point accountability. Reliance Fresh sells food, fruits and vegetables and consumer products.
> Reliance energy was up by 12.28% to Rs 1538.25 on 26.78 lakh shares. > Bharti Airtel gained 7.08% to Rs 993. > Reliance Communications rose 4.80% to Rs 755. On Friday.Capital Goods shares was the one which took the market to this hieght today.>Bharat Heavy Electricals (Bhel) jumped 11.82% to Rs 2300.Waiting for results which was postponed from 22nd to 29th .>Larsen & Toubro (L&T) surged 7.69% to Rs 3336. > NTPC (up 9.36% to Rs 218.40)>Hindustan unilever (up 4.15% to Rs 215)>Cipla (up 7.30% to Rs 193.40), >Tata Steel (up 6.97% to Rs 895.70), were the other gainers from Sensex pack. Banking sector was the next which ahd huge gains .> ICICI Bank (up 3.36% to Rs 1098), > HDFC Bank (up 6.75% to Rs 1465), and >State Bank of India (up 5.27% to Rs 1803).Yo knw which secgtor was not performing it was the IT if it had raised the market would have been up by 1000 points , but as you knw this market would have not gone up without FII's helop which means dollar came in heavily , so Rupee firmed up and so IT sector dint go up because of that

Gambhir, Yuvraj star in India's win

2007-10-24T00:50:00.000-07:00

Mumbai: Opener Gautam Gambhir’s hurricane half-century and some responsible batting by Robin Uthappa and Yuvraj Singh helped Twenty20 world champions India crush the mighty Australians by seven wickets in the first ever Twenty20 International in India at the Brabourne Stadium here on Saturday.
It was indeed a Saturday night fever for the packed stadium at the Cricket Club of India as the Indians went about their task of taming the Kangaroos on a humid night with clinical precision.
Set to get 167 for victory, the hosts never looked in any kind of trouble from the word go as their young brigade marched authoritatively towards the victory to keep their slate clean against the Aussies in the Twenty20 format of the game.
Despite losing Virender Sehwag early, the Indians got to fifty in just five overs. The fifth over of the Indian innings, bowled by Brett Lee, yielded as many as 20 runs with the left-right batting combination of Gautam Gambhir and Robin Uthappa going all out to decimate the Australian bowling.
In the very next over the Indian batsmen plundered 18 runs.
Gambhir and Uthappa added 50 runs for the second wicket off just 27 balls, which set the tone for the run chase by the home team.
After adding 82 runs off 52 balls for the second wicket with Gambhir, Uthappa was caught by Gilchrist off Michael Clarke for a well-made 35 off 26 balls with six hits to the fence.
Gambhir, after his marathon effort in the Twenty20 final against Pakistan less than a month ago, scored 63 off 52 balls with six fours and a six, before being caught by Ponting off rookie fast bowler Ben Hilfenhaus. He added 41 runs for the third wicket with Yuvraj Singh.
Yuvraj contributed with a fine unbeaten 31 off just 25 balls with a four and three sixes while skipper Mahendra Singh Dhoni scored nine off five balls with a single six that got the winning runs for the hosts.
Earlier, Ponting, too, scored a superb half-century after electing to bat first at Mumbai.